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給投資理財(cái)新手的一些建議

2015-05-26
一些投資理財(cái)?shù)男率滞鶗?huì)忽視一些問(wèn)題,這里有一些濟(jì)南代理記賬公司給投資理財(cái)新手的三個(gè)建議,濟(jì)南代理記賬公司建議那就剛?cè)腴T(mén)的投資理財(cái)新手們看看,會(huì)讓你更了解投資理財(cái)。

Some beginners tend to neglect some problems in investment and financing, here are some jinan bookkeeping agency company to finance and investment rookie three Suggestions, jinan bookkeeping agency company recommends the beginner beginners in investment and financing to see, will let you know more about finance and investment.

首先,先看看你自己以往的購(gòu)物清單上,有哪些是你付出的價(jià)值遠(yuǎn)遠(yuǎn)大于擁有它帶給你的幸福感的家伙,看看他們現(xiàn)在還有沒(méi)有什么價(jià)值,如果說(shuō)是如雞肋一般的存在,處理掉吧。另外要有種能省就省的精神,比如買(mǎi)東西時(shí),能砍價(jià)就砍價(jià),要極盡所能去減少支出,比如能坐公交就不做地鐵;有優(yōu)惠劵絕不點(diǎn)優(yōu)惠劵以外的東西等等。
First of all, to look at yourself first before shopping list, what are you pay more value than have it bring you happiness, and see what they now have no value, if it is like chicken ribs, dispose of them.In addition to can have a province is a spirit, such as shopping, can bargain to bargain, will do can to reduce spending, such as can bus won't do the subway;Have a coupon not something outside of coupons and so on.
其次,很多人認(rèn)為錢(qián)存銀行永遠(yuǎn)最安全,這可不一定,這種理財(cái)觀念也是錯(cuò)誤的!現(xiàn)今,國(guó)家給銀行頒布了存款保險(xiǎn)制度,也允許銀行倒閉,意味著未來(lái)老百姓錢(qián)存銀行不再安全了。通貨膨脹嚴(yán)重,錢(qián)長(zhǎng)期存銀行還會(huì)貶值,以前100元能買(mǎi)十斤肉,5年后,說(shuō)不定就只能購(gòu)買(mǎi)5斤肉,說(shuō)到底錢(qián)貶值了。錢(qián)存銀行只會(huì)“發(fā)霉”,你不僅學(xué)會(huì)攢錢(qián),還要學(xué)會(huì)生錢(qián),通過(guò)創(chuàng)業(yè),購(gòu)買(mǎi)固定收益類(lèi)產(chǎn)品,投資股票等,讓錢(qián)賺錢(qián),讓財(cái)富增值速度趕上通貨膨脹的速度。
Second, many people think that money always the safest bank, it's not certain, the financial management idea is wrong!Today, the state issued to the bank deposit insurance system, also allow Banks fail, means that future people money Banks no longer safe.Inflation is serious, long-term deposit money Banks will depreciate, used 100 yuan to buy 10 jins of flesh, five years later, perhaps can only buy 5 jins of flesh, in the end the money value.Money the bank will only "mold", you not only learn to save money, learn to money, through entrepreneurship, buying fixed-income products, invest in stocks, etc., makes money, money makes wealth increment speed to catch up with the rate of inflation.
再次,機(jī)會(huì)是給有錢(qián)的人的。是的,如果你相信上帝是公平的,那么就不要捉急。當(dāng)你開(kāi)始有了投資的意識(shí),你遲早都會(huì)遇到一個(gè)屬于你的投資機(jī)會(huì)。注意,我這里說(shuō)的是投資而非理財(cái),買(mǎi)國(guó)債不是投資、買(mǎi)貨幣基金不是投資、買(mǎi)銀行理財(cái)不是投資、存60單不是投資,它們都是我剛才說(shuō)的“攢錢(qián)”和理財(cái),不要混淆了!什么是投資?做生意(擺地?cái)傄菜?、買(mǎi)股票期貨或其他金融衍生品、房地產(chǎn)、貴金屬等等!    理財(cái)沒(méi)有捷徑,學(xué)習(xí)理財(cái)需要一點(diǎn)一滴的積累,同時(shí)也要發(fā)現(xiàn)自己的錯(cuò)誤理財(cái)觀念,并從自己的錯(cuò)誤中學(xué)習(xí),總結(jié)投資理財(cái)經(jīng)驗(yàn)。
Again, the opportunity is for the rich people.Yes, if you believe that god is fair, then don't catch.When you begin to have the consciousness of investment, sooner or later you will meet a belongs to your investment opportunities.Notice that I said here is that the investment rather than money, buy national debt is not investment, buy monetary fund investment, buy bank financing is not 60 single investment and stock investment, they are all I have just said "save money" and money, don't confuse!What is the investment?Business (street vendor also calculate), buy stock futures and other financial derivatives, real estate, precious metals, etc.There is no shortcut to finance, financing needs every bit of accumulation, but also to find their own financial management ideas, and learn from their own mistakes, summarizes the experience in financial investment.
以上就是濟(jì)南代理記賬公司的一些小建議,希望給大家?guī)?lái)一些幫助!
That is some tips of jinan bookkeeping agency company, hope to bring you some help!
濟(jì)南代理記賬公司:http://www.yinyon.cn

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