財務管理工作目前是市場經濟中一個相當重要的工作。與前些年僅注重記好賬不同，目前不論是國有企業，還是蓬勃眾生的私營企業，都對財務部門寄予了更高的管理期望。可以說，作為一個財務人，管理的職能現在變得更為突出了，而會計核算職能慢慢淡化成一個合規性的基礎工作了。
Financial management work is an important work in a market economy.Unlike a few years ago only pay attention to remember good account, both state-owned enterprises at present, private enterprise, or vigorous sentient beings have the management of the finance department had higher expectations.Can say, as a financial, management functions now becomes more prominent, and accounting function slowly fade into the basis of a compliance work.
那么，在形勢繁榮而又競爭殘酷嚴峻的市場經濟中，如何做好財務管理工作呢?濟南代理記賬公司大體可以歸納出以下幾點。
So, in the prosperity and cruel competition of the market economy, severe how to do a good job of financial management?Jinan bookkeeping agency company in general can be summarized from the following points.
一、財務負責人，要做好財務管理工作，首先要取得公司老板的支持，就財務工作在公司經營中的重要地位與工作規劃做好充分的溝通。如果連這一點都達不到，基本上就不要再往下看了。
The, finance director, to do a good job in financial management work, first to get the support of the company boss, is the important position of financial work in the company's business to make sufficient communication with work planning.If even this all can not reach, basically don't look down.
現在大多數企業是私營企業，有的老板對財務的認識就是一個可以隨時支取的“錢匣子”，認識很不全面;有的老板對財務的認識僅停留在記好賬上，對財務工作所輻射出來的管理色彩不以為然，認識不夠深入。適當向老板闡述好財務工作的重要性，是很應該的。財務管理在準確核算、資金融通、財務成本與經營成本降低、規范手續降低經營風險方面是很有作為的。這些應該向老板說明，并經常用實例向老板展示。現在已經不是埋頭傻干的年代了。財務管理工作好了，能成為經營的重要支柱，甚至是老板的左膀右臂，非常得其所在。
Now most of the enterprise is a private enterprise, some understanding of finance is a boss can withdraw at any time "Qian Xiazi", understanding is not comprehensive;Some boss understanding of finance to remember good account, only stay in the management of financial work are radiation color, know deep enough.Appropriate the importance of good financial work, the boss is very should.Financial management in the accurate accounting, financing, financial cost and operating cost reduction, standardization of procedures to reduce business risks are as.These should explain to the boss, and often use the example to show the boss.Now has not sunk ShaGan s.Financial management work well, can become an important pillar business, and even the boss's right-hand man, very have its place.
二、處理好與其他公司內、外部部門的業務關系，做好外圍工作。
Second, with the other company's internal and external departments business relations, to do a good job of peripheral.
處理好老板那一關，再來處理財務部門與公司內外其他部門的關系。其實不光是財務工作，很多工作都是和人打交道的過程。韓非子說“汝果欲學詩，功夫在詩外”，就是這么一個道理。財務部門需要重點處理的外部關系，主要包括銀行、稅務、財政等部門的關系。現在信息社會，沒有政府職能部門的經常指導，很多政策是沒法完全、及時掌握的。銀行部門能夠給企業傳遞信貸政策信息以及本行的投放趨向;稅務部門能夠給企業提供重要的新政策，經常交流有助于企業準確處理稅務事宜;財政部門能夠給企業提供更多的財政信息。涉及到外貿部門的還要多和外匯管理局和出口退稅管理局多打交道，這可是實打實的業務部門，有任何疑問找他們完全放心。
To deal with the boss that, again to deal with the financial department and other departments relations inside and outside the company.Actually not only is the financial work, a lot of work is the process of working with people.Everything is done to say "RuGuo learn poems, beyond poems", is such a truth.Financial departments need to focus on treatment of external relations, mainly including Banks, tax, finance and other departments.Now the information society, there is no government functional departments often guidance, a lot of policy is not complete, timely grasp.Banking sector can transfer credit policy to the enterprise information and the bank on the trend;Tax department can provide important new policy to the enterprise, often communication can help enterprises accurately handle the tax issues;Financial department can provide more financial information to the enterprise.More involved in foreign trade department and the state administration of foreign exchange dealing and administration of the export tax rebate, it's a hard business, have any questions for them completely at ease.
再說企業內部。人都是感情動物，沒有交流就談不上合作。很多時候，財務部門已經有了好的制度與流程，但實施起來磕磕碰碰，其實就是部門協調的問題。這個問題相當普遍。但是深入分析這些矛盾，應該能夠發現，所謂矛盾，大多是工作上的矛盾，是出于程序執行方面的糾紛。有了這個認識，處理起來比較有的放矢了。合情合理、有根有據地與各部門處理好業務，能夠從外圍上保障財務工作正常進行，特別是準確性和及時性上。當然，這個前提是有一套成型的財務和業務流程。
Besides, within the enterprise.People are emotional animals, without communication there is cooperation.Most of the time, the financial department already has a good system and process, but the execution party, in fact, the department coordination problem.This problem is quite common.But these contradictions are analyzed in-depth, should be able to find, the so-called contradictions, the contradiction of mostly work, dispute is of program execution.With this understanding, to handle more targeted.Fair and reasonable, so with all departments to deal with the business, from the periphery to guarantee normal financial work, especially on the accuracy and timeliness.Of course, the premise is a set of financial and business process of forming.
三、重點做好以下四個方面的工作，為財務和經營工作保駕護航。
Focus on the following four aspects of the work, for the financial and management work.
1.建立一套完善的工作(財務和業務)流程并時常鞏固之。
1. Establish a set of perfect work (financial and business) process and constantly consolidate it.
有一個流傳較廣的故事說，某人在家中屋角下放了一堆柴火。有個好心的鄰居提醒說，此處不宜堆放，容易引起火災。主人覺得是在家中存放，不以為然。結果，過年的時候，小孩子放鞭炮，還真把柴火給點燃了。周圍的鄰居幫忙來救，撲滅了這場可能發生的大火。事后，主人把救火的鄰居約來聚餐酬謝，惟獨沒有請當時提醒過他的那位。有明白人就點撥主人，說你更應該感謝那位建議的，如果當初你聽了他的話，就不會發生這場火災了。主人感忙去請那位鄰居，大家歡聚一堂，頗有感慨。
There is a widely popular story, said someone corner down a pile of firewood in the home.There is a good neighbor, cautioned that should not be piled up here, easy to cause fire.Master feel is stored in the home, don't think so.As a result, during the festival, the children set off firecrackers, really give lit up the firewood.Neighbors to help to save, put out the fire may happen.Afterwards, master the fire neighbors about the reward for dinner, but not at the time, please remind him of that.A wise men said great master, you should thank the proposal, if you had listened to his words, the fire will happen.Owners are busy to please the neighbour, everybody together, to have regrets.
這個故事告訴我們，人們認識中經常存在的一個誤區。象上例一樣，有時候，救火隊員比保衛人員更能引起人們的重視。而這，恰恰是本末倒置了。
This story tells us that people often exists in a myth.In some cases, like the above example, firefighters more than security guards can arouse people's attention.And that is precisely what is putting the cart before the horse.
不光是在財務管理工作中，有時候，我們能夠看到很多部門的負責人充當了消防隊員的角色，特別善于解決問題，也特別善于引起領導和同志們的肯定。而那些在后臺默默制定和保障流程運行的人，反而不容易引起重視。
Not just in financial management work, sometimes, we can see a lot of department acted as a fireman, head of the role, especially good at solving problems, and especially good at leadership and comrades.And those who make and ensure process runs in the background, it is not easy.
對于做好財務工作來講，一套完整的、十分具有可操作性的財務流程是必須的，它是做好財務基礎工作的最重要保障。這些財務制度包括起碼的賬務處理流程、發貨和應收款管理流程、應付款入賬和核對流程、資產盤點制度、資金管理制度等等與財務工作密切相關的業務流程。如果有必要，甚至可以延伸到業務流程，都是一個公司需要逐步完善并堅持講施行的。有了這些流程，遇到問題就不會慌張，而且遇到問題的機率會明顯降低。最重要的是，這些成型的、經過實踐檢驗的制度可以預防出現差錯，大大降低經營中出現風險的概率。只有遵守好這些財務制度，才能既防明火，又防暗火，讓整個經營工作有序地、良好地進行。
To do a good job in financial work, a complete set of, very operable financial process is necessary, it is the most important guarantee to do a good job of financial basis.The financial system including at least the accounting treatment process, delivery and management of receivables, payables enter an item in an account, and check the processes, asset inventory system, financial management system and so on is closely related to the financial work of the business process.If necessary, can even be extended to the business process, is a company needs to gradually improve and stick to speak of.With these processes, encounter problems don't panic, and the probability of problems will be significantly reduced.The most important of all, the shape, the system of the tested can prevent any errors, reduce the risk of management in probability.Only abide by these financial institutions, fire prevention, and the flux, let whole management work orderly, a good manner.
2.有一套好的處理系統和工作考核辦法，從效率上體現。
2. Have a good processing system and job evaluation methods, from the efficiency.
財務工作，在很多部門的人來看，好像是一門很輕松的后勤工作。整理整理單據、制作一下憑證、對對賬，很簡單嘛。這也是很多單位對財務的地位認可不高的普遍現象。出現這種情況，一個是目前財務工作的性質確實主要是和單據打交道，給人們造成了財務工作較簡單、較輕松的假象;一個是目前從事財務工作的門檻很低，入門較易，造成人們的誤解，以為只要有點點文化基礎，再實踐幾天，就能上道。其實，看看目前的財務大軍，真正能夠稱得上財務骨干的并不多。而財務工作之所以被忽視，是人們沒有注意到，財務人員日復一日，年復一年的重復工作，對工作質量和細節的要求是相當嚴謹的。會計工作，可以說，在謹慎之余，還來不得半點差錯。瑣碎的單據和工作之下，其實體現更多的是嚴格的質量要求。可以說，會計也是一門技術工作。
Financial work, in many departments, the logistics of seems to be a very easy.Rearranging documents, making the documents, to the reconciliation, is very simple.This is also a lot of units of financial status of common recognition is not high.Appear this kind of circumstance, one is the nature of current financial work is mainly deal with documents, caused the financial work simpler, more easily illusion;One is currently engaged in financial work of the threshold is very low, introduction to more easily, cause people's misunderstanding, thought that as long as there is little cultural basis, and practice a few days again, can be on the way.In fact, look at the current financial force, can really be called financial backbone is not much.And financial work is neglected, it is people don't notice, financial personnel, day after day, year after year of duplication, the quality of work and detail requirements are quite strict.Accounting work, it can be said that in the cautious, also shall be any mistakes.Trivial documents and work under, actually reflect more stringent quality requirements.We can say that accounting is also a technical work.
在這種情況下，要提高財務工作水平，濟南代理記賬公司建議有兩個常用的方法：一是使用一套有效核算的電算化處理系統，首先是幫助財務人員提高工作效率和工作質量，其次是解放財務人員的勞動力，將其更多的精力轉移到數據管理上來;二是制定一套良好的工作效率和工作質量方面的考核方法，如“日清日結”、“分值考核與獎金掛鉤”等等工作方法都被證明是很有效的。
In this case, to improve the level of financial work, bookkeeping agency company jinan suggest that there are two commonly used methods: one is to use a set of effective accounting computerization processing system, the first is to help the financial personnel to improve the work efficiency and quality of work, the second is financial personnel Labour liberation, its more energy transfer to data management;2 it is to develop a good work efficiency and work quality assessment methods, such as "nissin daily", "score evaluation and bonus hook" and so on work method is proved to be very effective.
3.對資金管理有一套成熟的辦法（A set of mature way to fund managers）
為什么要單獨說到資金呢?目前，在很多單位，普遍存在一個現象，較上規模的單位，財務部門無論從外在的形式上，或者是在實質上，都有可能劃分為會計核算和資金核算兩大部門，部分考核更細的單位，還有可能成立單獨的成本核算部門。劃分為核算和資金兩大部門的方式是比較普遍的。核算和資金兩個部門，在工作內容上，一個更注重內在的財務處理，一個更傾向于外在的資金融通。兩個部門如果擺不正位置，還有可能形成局部抵觸和配合上的不流暢。
Why want to say the money alone?At present, in many units, a phenomenon is widespread, the scale unit, the financial department in external form, or is in effect, is likely to be divided into two departments of accounting and financial accounting, part of the assessment of finer units, are likely to set up a separate cost accounting department.Divided into two accounting and capital way is common.Accounting and financial two departments, in the work content, a more focused on internal financial processing, a more inclined to external financing.Two departments if perverse position, are likely to form the not smooth on the local resistance and cooperate.
其實，資金管理與會計核算真的談不上誰更重要，當然更談不上誰不重要。兩個職能部門都是財務管理工作的重點。在效益較好的企業，資金一般比較寬松，貸款業務少，日常的工作主要是出納工作，當然比較輕松;而在效益長期較差或者企業擴展規模時，資金工作的重要性就突顯出來了。企業的經營，在很大程度上，可以反映為現金的流動。沒有了現金的通暢流動，昨天還紅紅火火的企業突然陷入停產乃至破產，也不是沒有先例的。所以，很多會計部門的人員，往往經常猜疑，資金人員每天到底在干什么?是不是又出去吃飯喝酒了。這些，都只是表面上的誤讀。
In fact, capital management and accounting really not who is more important, who is not important, of course, not to mention.The two functions is the key point of financial management work.The firm is in better benefit, the fund generally more relaxed, less loan business, daily work mainly is the cashier work, more relaxed, of course;In benefit long-term poor or enterprise scale, the money will highlight the importance of the work.The enterprise the management, to a great extent, can reflect for cash flow.Without the unobstructed flow of cash, yesterday also thriving enterprise suddenly in production or even bankruptcy, is not without precedent.So, a lot of accounting department of personnel, often often suspicion, staff doing every day?If go out drinking again.All of these, only on the surface of misreading.
因此，管理好財務工作，還需要有一套成熟的資金管理辦法。
Therefore, manage financial work, also need to have a set of mature funds management approach.
4.抓好幾個基本點：發貨與應收款的管理、采購與應付款的管理、資產的動態管理、財務和經營風險管理。
4. Pay special attention to a few basic points: the delivery of management, purchasing and payables and receivables management, dynamic management of the assets, financial and operational risk management.
(1)發貨與應收款管理：對于制造企業來說，產品銷售是最重要的經營活動。相應地，發貨與應收款的管理就變得相當重要。濟南代理記賬公司建議企業應該從財務角度建立一套有效的內部控制制度，嚴防市場經營出現風險，更要嚴防市場銷售和整個公司的經營被個別銷售人員把持。這樣慘痛的例子在現實中是經常發生的，并給經營者造成了很大的麻煩。
(1) the delivery and the accounts receivable management: for manufacturing enterprises, product sales is the most important business activities.Accordingly, shipping becomes very important to the management of the receivables.Jinan suggest that enterprise should from the perspective of financial bookkeeping agency company to establish an effective internal control system, defend market management risk, more carefully the market sales and management by individual sales staff of the company.Such a painful example in reality is often happens, and cause great trouble to the operator.
(2)采購與應付款管理：對外說完銷售，對內就要說說采購。一套有效的采購和應付款管理制度也是必須的。目前，經營良好的企業大多在采購方面下了很大的功夫。因為在市場中，大家面臨共同的形勢，不同的競爭優勢，無非就體現在下內功、降低經營成本方面了。抓好采購，防止出現高價采購，就是最直接的降成本方式。
(2) the purchasing and payables management: foreign and sales, domestic about purchasing.A set of effective purchasing and payables management system is a must.At present, most well-run enterprises under the procurement for a lot of work.Because in the market, we face a common situation that different competitive advantage, is nothing but the internal strength, to reduce the operation cost.Pay special attention to the procurement, to prevent high purchase, is the most direct way of cost reduction.
(3)資產管理：對于企業來說，資產管理也是非常重要的一環。現在企業擁有的資產種類非常廣泛，除了常規的固定資產以外，土地、商標等無形資產，正在開展的項目建設以及貨幣資金、應收、其他應收款項，都是企業需要經常定期盤點的。而這首先就需要一套動態管理制度。制度施行的目的就是為了保障資產的保值和增值，資產進行動態管理能夠完全達到這個目的。
(3) asset management: for companies, asset management is also very important one annulus.Companies have now has a very wide range of asset classes, in addition to the conventional fixed assets, intangible assets such as land, trademark, ongoing projects as well as the monetary funds, accounts receivable, other receivables, is the enterprise needs to regularly review.The first requires a dynamic management system.System's purpose is to safeguard the maintenance and appreciation of the assets, and assets for dynamic management to fully achieve this goal.
(4)財務風險管理：目前企業經營除了搞好內功以外，還要每時每刻面對著形形色色的風險，包括員工團隊不穩定的風險、市場發生變化的風險、資金組織不暢的風險、對外擔保產生的或有風險、稅收政策變化帶來的經營風險、內部控制制度缺失帶來的管理風險等等。而這些風險能夠全部或局部從財務角度體現出來。作為財務負責人，就有必要及時發現和預防這些風險的發生，為公司經營保駕護航。
(4) the financial risk management: the enterprise management in addition to internal work well, but also every moment in the face of all sorts of risks, including staff team of instability risk, market risk, financial organization change confusing, produced by the external guarantees, or have a risk of risk, the management risk of the tax policy change, lack of internal control system of risk management and so on.And these risks can all or partial from a financial perspective.As the financial director, it is necessary to timely discover and prevent the happening of these risks, for the company management.
簡單總結一下，要做好財務工作，首先要從認識上取得老板的支持，其次要和公司內外部門做好協調工作，然后要做好四個方面的基本工作，一是建立一套好的財務管理流程，二是有一套好的財務處理系統和考核辦法，三是重視資金管理工作，四是做好發貨與應收款管理、采購與應付款管理、資產動態管理和財務風險管理這幾個點的工作。
Simple sum up, to do a good job in financial must first obtain the support of the boss from the awareness, secondly to and company internal and external departments to do a good job of coordination, and then to do a good job in four aspects the basic one is to establish a good financial management process, 2 it is to have a good financial processing system and assessment method, three are attaches great importance to the management of funds, the fourth is ready to delivery and receivables management, purchasing and payables dynamic management, assets management and financial risk management work.
以上是濟南代理記賬公司分享的“怎樣做好財務管理工作”，希望對您有所幫助。
Above is the jinan bookkeeping agency company share "how to do a good job in financial management work, hope to help you.
濟南代理記賬公司：http://www.yinyon.cn
